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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,950 | $209,336-11.6% | $197,124-6.2% | $137,256+34.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 10.33% | 48.09%-37.8pp | 44.34%-34.0pp | 220.34%-210.0pp |
| Employer contribution / active EE | $1,963 | $6,591-70.2% | $6,227-68.5% | $4,156-52.8% |
| Participant deferral / active EE | $17,332 | $9,614+80.3% | $9,135+89.7% | $6,407+170.5% |
| Admin fee / account holder | $1,969 | $17,308-88.6% | $16,298-87.9% | $12,270-84.0% |