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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,652 | $37,196-90.2% | $154,111-97.6% | $55,725-93.4% |
| Participation rate | 100.0% | 64.1%+35.9pp | 83.0%+17.0pp | 70.9%+29.1pp |
| Annual return | -2.95% | 1319.68%-1322.6pp | 735.18%-738.1pp | 244.93%-247.9pp |
| Employer contribution / active EE | $225 | $1,614-86.1% | $5,298-95.8% | $2,078-89.2% |
| Participant deferral / active EE | $2,121 | $2,068+2.5% | $5,081-58.3% | $3,356-36.8% |
| Admin fee / account holder | $8 | $102-91.7% | $13,411-99.9% | $115-92.6% |