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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,053 | $158,852-59.7% | $121,220-47.2% | $135,380-52.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -11.47% | -0.64%-10.8pp | 16.94%-28.4pp | 519.81%-531.3pp |
| Employer contribution / active EE | $12,453 | $5,666+119.8% | $4,023+209.6% | $4,779+160.6% |
| Participant deferral / active EE | $13,386 | $4,006+234.2% | $3,345+300.1% | $5,609+138.6% |
| Admin fee / account holder | $2,364 | $6,515-63.7% | $5,021-52.9% | $10,828-78.2% |