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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,637 | $89,652-68.1% | $141,191-79.7% | $65,185-56.1% |
| Participation rate | 94.1% | 74.7%+19.4pp | 82.5%+11.6pp | 70.2%+23.9pp |
| Annual return | 74.99% | 32.79%+42.2pp | 71.41%+3.6pp | 29.38%+45.6pp |
| Employer contribution / active EE | $2,570 | $3,065-16.2% | $4,736-45.7% | $2,177+18.1% |
| Participant deferral / active EE | $8,115 | $5,691+42.6% | $6,710+20.9% | $3,514+130.9% |
| Admin fee / account holder | $1,117 | $569+96.4% | $10,264-89.1% | $847+31.8% |