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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,234 | $52,580-67.2% | $71,671-76.0% | $70,124-75.4% |
| Participation rate | 85.3% | 60.9%+24.4pp | 68.7%+16.5pp | 69.5%+15.8pp |
| Annual return | 21.72% | 20.25%+1.5pp | 20.65%+1.1pp | 73.14%-51.4pp |
| Employer contribution / active EE | $3,419 | $1,616+111.6% | $2,460+39.0% | $2,342+46.0% |
| Participant deferral / active EE | $5,625 | $2,386+135.8% | $3,438+63.6% | $3,332+68.8% |
| Admin fee / account holder | $2,111 | $3,653-42.2% | $5,558-62.0% | $4,645-54.6% |