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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,891 | $106,247-55.9% | $96,515-51.4% | $139,466-66.4% |
| Participation rate | 25.0% | 77.8%-52.8pp | 74.3%-49.3pp | 80.3%-55.3pp |
| Annual return | 30.60% | 38.47%-7.9pp | 35.73%-5.1pp | 373.66%-343.1pp |
| Employer contribution / active EE | $1,023 | $4,106-75.1% | $3,740-72.6% | $4,754-78.5% |
| Participant deferral / active EE | $5,228 | $5,456-4.2% | $4,880+7.1% | $6,712-22.1% |
| Admin fee / account holder | $191 | $7,885-97.6% | $6,735-97.2% | $11,409-98.3% |