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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,043 | $172,111-91.8% | $150,298-90.7% | $137,256-89.8% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 30.60% | 69.37%-38.8pp | 62.79%-32.2pp | 220.34%-189.7pp |
| Employer contribution / active EE | $2,159 | $4,636-53.4% | $4,154-48.0% | $4,156-48.0% |
| Participant deferral / active EE | $4,014 | $6,166-34.9% | $5,453-26.4% | $6,407-37.3% |
| Admin fee / account holder | $424 | $16,471-97.4% | $14,116-97.0% | $12,270-96.5% |