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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,145 | $148,623+60.9% | $135,974+75.9% | $139,466+71.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 22.15% | 79.30%-57.1pp | 68.30%-46.2pp | 373.66%-351.5pp |
| Employer contribution / active EE | $25,142 | $5,246+379.2% | $4,859+417.4% | $4,754+428.9% |
| Participant deferral / active EE | $11,250 | $8,103+38.8% | $7,760+45.0% | $6,712+67.6% |
| Admin fee / account holder | $1,643 | $12,406-86.8% | $10,767-84.7% | $11,409-85.6% |