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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,595 | $138,076-48.9% | $123,553-42.9% | $135,380-47.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.37% | 153.70%-160.1pp | 119.21%-125.6pp | 519.81%-526.2pp |
| Employer contribution / active EE | $6,413 | $5,152+24.5% | $4,628+38.6% | $4,779+34.2% |
| Participant deferral / active EE | $8,591 | $6,800+26.3% | $6,426+33.7% | $5,609+53.2% |
| Admin fee / account holder | $42,653 | $10,917+290.7% | $9,284+359.4% | $10,828+293.9% |