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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,776 | $100,805+118.0% | $86,698+153.5% | $134,532+63.4% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -17.29% | 29.09%-46.4pp | 35.95%-53.2pp | 418.27%-435.6pp |
| Employer contribution / active EE | $25,699 | $3,490+636.4% | $2,837+805.9% | $4,741+442.1% |
| Participant deferral / active EE | $13,500 | $5,339+152.8% | $4,656+189.9% | $6,401+110.9% |
| Admin fee / account holder | $2,556 | $10,925-76.6% | $7,493-65.9% | $11,429-77.6% |