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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,478 | $175,259-62.1% | $149,723-55.6% | $139,487-52.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 11.59% | 166.82%-155.2pp | 134.50%-122.9pp | 373.84%-362.3pp |
| Employer contribution / active EE | $1,609 | $5,478-70.6% | $4,821-66.6% | $4,755-66.2% |
| Participant deferral / active EE | $13,422 | $6,522+105.8% | $5,682+136.2% | $6,713+100.0% |
| Admin fee / account holder | $1,222 | $16,158-92.4% | $13,215-90.8% | $11,407-89.3% |