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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,228 | $217,432-88.9% | $185,849-87.0% | $167,536-85.5% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 19.40% | 148.42%-129.0pp | 122.10%-102.7pp | 478.82%-459.4pp |
| Employer contribution / active EE | $6,003 | $5,875+2.2% | $5,169+16.1% | $4,839+24.1% |
| Participant deferral / active EE | $8,328 | $6,357+31.0% | $5,569+49.5% | $6,342+31.3% |
| Admin fee / account holder | $4,647 | $19,818-76.6% | $16,244-71.4% | $12,315-62.3% |