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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,248 | $73,009-42.1% | $90,760-53.5% | $68,486-38.3% |
| Participation rate | 87.2% | 70.8%+16.4pp | 75.7%+11.5pp | 67.9%+19.3pp |
| Annual return | -12.35% | -13.81%+1.5pp | -12.16%-0.2pp | -7.85%-4.5pp |
| Employer contribution / active EE | $5,487 | $2,193+150.3% | $2,922+87.8% | $2,597+111.3% |
| Participant deferral / active EE | $16,296 | $3,626+349.4% | $4,565+257.0% | $4,028+304.6% |
| Admin fee / account holder | $5,145 | $5,896-12.7% | $8,444-39.1% | $5,404-4.8% |