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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,159 | $106,524-9.7% | $152,301-36.9% | $87,485+9.9% |
| Participation rate | 29.6% | 75.8%-46.1pp | 82.4%-52.8pp | 68.9%-39.3pp |
| Annual return | 18.42% | 26.89%-8.5pp | 80.50%-62.1pp | 26.06%-7.6pp |
| Employer contribution / active EE | $1,788 | $3,371-47.0% | $4,624-61.3% | $2,596-31.1% |
| Participant deferral / active EE | $4,582 | $6,525-29.8% | $8,004-42.8% | $4,274+7.2% |
| Admin fee / account holder | $5,330 | $8,287-35.7% | $14,398-63.0% | $7,775-31.4% |