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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,616 | $202,440-97.2% | $169,390-96.7% | $139,466-96.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 17.88% | 532.36%-514.5pp | 406.07%-388.2pp | 373.66%-355.8pp |
| Employer contribution / active EE | $1,469 | $4,693-68.7% | $4,013-63.4% | $4,754-69.1% |
| Participant deferral / active EE | $2,386 | $6,940-65.6% | $6,222-61.6% | $6,712-64.4% |
| Admin fee / account holder | $898 | $10,722-91.6% | $9,015-90.0% | $11,409-92.1% |