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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,504 | $152,597-87.2% | $117,533-83.4% | $134,532-85.5% |
| Participation rate | 30.0% | 77.1%-47.1pp | 70.6%-40.6pp | 81.2%-51.2pp |
| Annual return | -19.47% | 53.04%-72.5pp | 29.77%-49.2pp | 418.27%-437.7pp |
| Employer contribution / active EE | $1,149 | $5,576-79.4% | $4,179-72.5% | $4,741-75.8% |
| Participant deferral / active EE | $1,870 | $4,821-61.2% | $4,072-54.1% | $6,401-70.8% |
| Admin fee / account holder | $441 | $7,007-93.7% | $5,647-92.2% | $11,429-96.1% |