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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,021 | $72,492-71.0% | $87,104-75.9% | $72,975-71.2% |
| Participation rate | 80.0% | 72.8%+7.2pp | 76.9%+3.1pp | 69.5%+10.5pp |
| Annual return | 54.56% | 24.46%+30.1pp | 28.19%+26.4pp | 81.01%-26.4pp |
| Employer contribution / active EE | $834 | $1,894-56.0% | $2,521-66.9% | $2,440-65.8% |
| Participant deferral / active EE | $4,917 | $3,270+50.4% | $4,048+21.5% | $3,608+36.3% |
| Admin fee / account holder | $2,329 | $5,055-53.9% | $7,491-68.9% | $5,124-54.5% |