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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,322 | $226,105-60.1% | $182,540-50.5% | $152,897-40.9% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 25.01% | 192.58%-167.6pp | 148.58%-123.6pp | 345.43%-320.4pp |
| Employer contribution / active EE | $1,904 | $4,978-61.8% | $4,076-53.3% | $4,764-60.0% |
| Participant deferral / active EE | $6,091 | $6,370-4.4% | $5,525+10.2% | $5,851+4.1% |
| Admin fee / account holder | $680 | $10,706-93.7% | $8,593-92.1% | $11,599-94.1% |