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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,475 | $208,088+5.0% | $186,193+17.3% | $154,746+41.2% |
| Participation rate | 85.7% | 80.0%+5.7pp | 77.1%+8.6pp | 80.7%+5.0pp |
| Annual return | 16.88% | 89.97%-73.1pp | 78.03%-61.1pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,736 | $4,340-37.0% | $3,918-30.2% | $4,379-37.5% |
| Participant deferral / active EE | $9,553 | $7,078+35.0% | $6,513+46.7% | $6,730+41.9% |
| Admin fee / account holder | $2,582 | $11,698-77.9% | $11,058-76.7% | $14,365-82.0% |