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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,309 | $102,828+0.5% | $105,387-2.0% | $152,909-32.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 28.12% | 20.85%+7.3pp | 26.82%+1.3pp | 345.46%-317.3pp |
| Employer contribution / active EE | $14,429 | $4,473+222.6% | $4,213+242.5% | $4,764+202.9% |
| Participant deferral / active EE | $10,000 | $5,465+83.0% | $5,502+81.8% | $5,851+70.9% |
| Admin fee / account holder | $982 | $8,683-88.7% | $6,559-85.0% | $11,601-91.5% |