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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,338 | $165,381+26.0% | $149,730+39.1% | $158,966+31.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 15.83% | 348.29%-332.5pp | 276.70%-260.9pp | 302.95%-287.1pp |
| Employer contribution / active EE | $13,283 | $5,104+160.2% | $4,645+186.0% | $4,762+178.9% |
| Participant deferral / active EE | $7,475 | $7,182+4.1% | $6,843+9.2% | $5,983+24.9% |
| Admin fee / account holder | $488 | $10,809-95.5% | $9,310-94.8% | $11,250-95.7% |