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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,414 | $165,399-87.7% | $149,745-86.4% | $158,982-87.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 116.69% | 348.34%-231.7pp | 276.72%-160.0pp | 302.99%-186.3pp |
| Employer contribution / active EE | $2,440 | $5,105-52.2% | $4,646-47.5% | $4,763-48.8% |
| Participant deferral / active EE | $12,765 | $7,183+77.7% | $6,843+86.5% | $5,983+113.3% |
| Admin fee / account holder | $711 | $10,811-93.4% | $9,312-92.4% | $11,252-93.7% |