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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,927 | $157,304-96.9% | $141,197-96.5% | $152,909-96.8% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 90.95% | 64.34%+26.6pp | 71.41%+19.5pp | 345.46%-254.5pp |
| Employer contribution / active EE | $290 | $5,263-94.5% | $4,736-93.9% | $4,764-93.9% |
| Participant deferral / active EE | $2,702 | $7,111-62.0% | $6,710-59.7% | $5,851-53.8% |
| Admin fee / account holder | $23 | $12,126-99.8% | $10,265-99.8% | $11,601-99.8% |