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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,456 | $108,285-98.7% | $77,552-98.1% | $158,982-99.1% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | 0.00% | 31.69%-31.7pp | 54.82%-54.8pp | 302.99%-303.0pp |
| Employer contribution / active EE | $726 | $1,325-45.2% | $987-26.4% | $4,763-84.8% |
| Participant deferral / active EE | $907 | $2,455-63.0% | $1,861-51.2% | $5,983-84.8% |
| Admin fee / account holder | $422 | $3,709-88.6% | $2,859-85.2% | $11,252-96.2% |