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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,930 | $67,823+38.5% | $52,425+79.2% | $137,256-31.6% |
| Participation rate | 8.7% | 63.9%-55.2pp | 55.6%-46.9pp | 80.0%-71.3pp |
| Annual return | 24.45% | 219.11%-194.7pp | 302.12%-277.7pp | 220.34%-195.9pp |
| Employer contribution / active EE | $214 | $1,163-81.6% | $914-76.6% | $4,156-94.9% |
| Participant deferral / active EE | $2,661 | $2,288+16.3% | $1,790+48.6% | $6,407-58.5% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |