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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,491 | $76,551-69.3% | $123,894-81.0% | $62,881-62.6% |
| Participation rate | 72.3% | 73.0%-0.6pp | 81.4%-9.1pp | 69.3%+3.0pp |
| Annual return | 112.36% | 18.68%+93.7pp | 47.52%+64.8pp | 20.14%+92.2pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $8,668 | $4,840+79.1% | $5,984+44.8% | $3,203+170.6% |
| Admin fee / account holder | $457 | $4,826-90.5% | $8,357-94.5% | $4,296-89.4% |