Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
GREGORY J SCHWARTZ & COMPANY INC4+ years Filed as: SCHWARTZ & COMPANY Service code 27 3707 WEST MAPLE RD · BLOOMFIELD HILLS, MI 48301 | Advisory (Plan) | $26,370 |
NEWPORT GROUP, INC.3 years Service code 15 · EIN 27-2037969 | Recordkeeping | $15,710 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,600 | $42,548+28.3% | $74,549-26.8% | $56,287-3.0% |
| Participation rate | 67.9% | 60.5%+7.5pp | 69.1%-1.2pp | 69.9%-1.9pp |
| Annual return | -7.02% | 12.40%-19.4pp | 32.53%-39.6pp | -9.96%+2.9pp |
| Employer contribution / active EE | $175 | $855-79.6% | $1,961-91.1% | $2,111-91.7% |
| Participant deferral / active EE | $3,199 | $2,277+40.5% | $3,108+2.9% | $3,350-4.5% |
| Admin fee / account holder | $397 | $467-15.0% | $5,059-92.2% | $521-23.8% |