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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,864 | $97,648-12.1% | $121,663-29.4% | $87,485-1.9% |
| Participation rate | 100.0% | 70.5%+29.5pp | 74.5%+25.5pp | 68.9%+31.1pp |
| Annual return | 20.99% | 18.03%+3.0pp | 147.54%-126.5pp | 26.06%-5.1pp |
| Employer contribution / active EE | $6,672 | $2,300+190.0% | $3,020+120.9% | $2,596+157.0% |
| Participant deferral / active EE | $6,422 | $3,923+63.7% | $4,887+31.4% | $4,274+50.3% |
| Admin fee / account holder | $750 | $11,100-93.2% | $14,289-94.8% | $7,775-90.4% |