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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,864 | $109,620-21.7% | $148,496-42.2% | $94,015-8.7% |
| Participation rate | 100.0% | 71.3%+28.7pp | 76.0%+24.0pp | 70.8%+29.2pp |
| Annual return | 20.99% | 17.54%+3.5pp | 12.33%+8.7pp | 17.84%+3.1pp |
| Employer contribution / active EE | $6,672 | $2,618+154.9% | $3,497+90.8% | $2,790+139.1% |
| Participant deferral / active EE | $6,422 | $3,831+67.6% | $4,808+33.6% | $4,249+51.1% |
| Admin fee / account holder | $750 | $10,050-92.5% | $19,547-96.2% | $8,951-91.6% |