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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,864 | $94,031-8.7% | $115,768-25.8% | $82,448+4.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 20.99% | 20.61%+0.4pp | 100.46%-79.5pp | 41.64%-20.6pp |
| Employer contribution / active EE | $6,672 | $2,323+187.2% | $2,940+127.0% | $2,551+161.5% |
| Participant deferral / active EE | $6,422 | $3,972+61.7% | $4,917+30.6% | $4,139+55.1% |
| Admin fee / account holder | $750 | $10,249-92.7% | $12,439-94.0% | $7,234-89.6% |