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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,285 | $80,992-60.1% | $96,534-66.6% | $75,173-57.1% |
| Participation rate | 91.4% | 71.8%+19.6pp | 76.0%+15.4pp | 67.2%+24.2pp |
| Annual return | 21.54% | 27.05%-5.5pp | 25.88%-4.3pp | 160.72%-139.2pp |
| Employer contribution / active EE | $2,069 | $2,283-9.4% | $2,965-30.2% | $2,671-22.5% |
| Participant deferral / active EE | $9,925 | $3,929+152.6% | $4,851+104.6% | $4,126+140.5% |
| Admin fee / account holder | $333 | $6,717-95.0% | $8,253-96.0% | $5,651-94.1% |