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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,450 | $124,351-88.4% | $109,188-86.8% | $167,553-91.4% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.9%-0.9pp | 82.1%-7.1pp |
| Annual return | 0.00% | 26.04%-26.0pp | 25.76%-25.8pp | 478.89%-478.9pp |
| Employer contribution / active EE | $1,544 | $4,210-63.3% | $3,723-58.5% | $4,840-68.1% |
| Participant deferral / active EE | $9,235 | $5,257+75.7% | $4,654+98.4% | $6,343+45.6% |
| Admin fee / account holder | $396 | $7,975-95.0% | $6,755-94.1% | $12,316-96.8% |