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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,484 | $167,353-60.9% | $143,797-54.5% | $134,545-51.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -14.68% | 0.48%-15.2pp | -0.04%-14.6pp | 418.37%-433.1pp |
| Employer contribution / active EE | $14,106 | $5,620+151.0% | $4,952+184.8% | $4,742+197.5% |
| Participant deferral / active EE | $11,736 | $6,447+82.0% | $5,638+108.2% | $6,401+83.3% |
| Admin fee / account holder | $519 | $18,096-97.1% | $14,679-96.5% | $11,431-95.5% |