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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,179 | $211,946-29.1% | $169,452-11.4% | $135,379+10.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -7.53% | 3.26%-10.8pp | 1.83%-9.4pp | 519.79%-527.3pp |
| Employer contribution / active EE | $13,500 | $5,117+163.8% | $4,157+224.8% | $4,779+182.5% |
| Participant deferral / active EE | $18,956 | $6,075+212.0% | $5,277+259.2% | $5,609+238.0% |
| Admin fee / account holder | $2,389 | $11,472-79.2% | $9,110-73.8% | $10,828-77.9% |