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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,159 | $52,580-88.3% | $71,671-91.4% | $70,126-91.2% |
| Participation rate | 71.0% | 60.9%+10.1pp | 68.7%+2.2pp | 69.5%+1.4pp |
| Annual return | 73.15% | 20.25%+52.9pp | 20.65%+52.5pp | 73.15%0pp |
| Employer contribution / active EE | $563 | $1,616-65.1% | $2,460-77.1% | $2,343-75.9% |
| Participant deferral / active EE | $3,129 | $2,386+31.1% | $3,438-9.0% | $3,332-6.1% |
| Admin fee / account holder | $310 | $3,653-91.5% | $5,558-94.4% | $4,645-93.3% |