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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,257 | $138,076-85.3% | $123,553-83.6% | $135,380-85.0% |
| Participation rate | 93.8% | 84.7%+9.0pp | 82.3%+11.5pp | 82.6%+11.1pp |
| Annual return | -7.33% | 153.70%-161.0pp | 119.21%-126.5pp | 519.81%-527.1pp |
| Employer contribution / active EE | $3,894 | $5,152-24.4% | $4,628-15.9% | $4,779-18.5% |
| Participant deferral / active EE | $5,626 | $6,800-17.3% | $6,426-12.4% | $5,609+0.3% |
| Admin fee / account holder | $847 | $10,917-92.2% | $9,284-90.9% | $10,828-92.2% |