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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,732 | $108,212-67.9% | $77,513-55.2% | $158,966-78.2% |
| Participation rate | 50.0% | 64.4%-14.4pp | 54.2%-4.2pp | 82.0%-32.0pp |
| Annual return | 36.62% | 31.67%+4.9pp | 54.81%-18.2pp | 302.95%-266.3pp |
| Employer contribution / active EE | $1,377 | $1,325+3.9% | $987+39.6% | $4,762-71.1% |
| Participant deferral / active EE | $7,126 | $2,455+190.2% | $1,861+282.9% | $5,983+19.1% |
| Admin fee / account holder | $94 | $3,709-97.5% | $2,859-96.7% | $11,250-99.2% |