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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,260 | $96,419-55.1% | $80,648-46.4% | $139,487-69.0% |
| Participation rate | 58.3% | 73.6%-15.3pp | 67.0%-8.7pp | 80.3%-22.0pp |
| Annual return | 14.72% | 1352.86%-1338.1pp | 937.21%-922.5pp | 373.84%-359.1pp |
| Employer contribution / active EE | $1,173 | $3,261-64.0% | $2,724-56.9% | $4,755-75.3% |
| Participant deferral / active EE | $2,592 | $5,225-50.4% | $4,443-41.7% | $6,713-61.4% |
| Admin fee / account holder | $15,618 | $6,605+136.5% | $5,382+190.2% | $11,407+36.9% |