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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,650 | $167,362-81.1% | $143,799-78.0% | $134,532-76.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -51.96% | 0.47%-52.4pp | -0.04%-51.9pp | 418.27%-470.2pp |
| Employer contribution / active EE | $6,234 | $5,620+10.9% | $4,952+25.9% | $4,741+31.5% |
| Participant deferral / active EE | $18,266 | $6,447+183.3% | $5,638+224.0% | $6,401+185.4% |
| Admin fee / account holder | $471 | $18,094-97.4% | $14,677-96.8% | $11,429-95.9% |