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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,782 | $185,312-24.0% | $161,489-12.8% | $154,746-9.0% |
| Participation rate | 37.5% | 82.5%-45.0pp | 78.7%-41.2pp | 80.7%-43.2pp |
| Annual return | 15.29% | 103.84%-88.6pp | 89.72%-74.4pp | 172.34%-157.1pp |
| Employer contribution / active EE | $2,445 | $4,769-48.7% | $4,268-42.7% | $4,379-44.2% |
| Participant deferral / active EE | $9,625 | $6,350+51.6% | $5,630+71.0% | $6,730+43.0% |
| Admin fee / account holder | $377 | $18,654-98.0% | $16,006-97.6% | $14,365-97.4% |