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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,218 | $89,515-51.7% | $103,065-58.1% | $80,959-46.6% |
| Participation rate | 60.7% | 76.0%-15.3pp | 80.6%-19.8pp | 67.7%-7.0pp |
| Annual return | 30.52% | 22.82%+7.7pp | 23.95%+6.6pp | 35.67%-5.1pp |
| Employer contribution / active EE | $1,819 | $4,015-54.7% | $4,675-61.1% | $2,757-34.0% |
| Participant deferral / active EE | $6,287 | $5,463+15.1% | $6,625-5.1% | $4,300+46.2% |
| Admin fee / account holder | $5,577 | $6,527-14.6% | $9,349-40.4% | $6,925-19.5% |