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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,890 | $105,210-22.2% | $159,487-48.7% | $85,851-4.6% |
| Participation rate | 62.1% | 75.8%-13.7pp | 82.8%-20.8pp | 69.3%-7.3pp |
| Annual return | 20.26% | 45.08%-24.8pp | 263.71%-243.4pp | 318.63%-298.4pp |
| Employer contribution / active EE | $2,696 | $3,319-18.8% | $4,831-44.2% | $2,565+5.1% |
| Participant deferral / active EE | $5,114 | $5,946-14.0% | $7,354-30.5% | $3,952+29.4% |
| Admin fee / account holder | $6,541 | $6,934-5.7% | $10,804-39.5% | $6,261+4.5% |