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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,754 | $165,399-89.9% | $149,745-88.8% | $158,982-89.5% |
| Participation rate | 82.4% | 84.6%-2.2pp | 82.5%-0.1pp | 82.0%+0.4pp |
| Annual return | 91.78% | 348.34%-256.6pp | 276.72%-184.9pp | 302.99%-211.2pp |
| Employer contribution / active EE | $1,955 | $5,105-61.7% | $4,646-57.9% | $4,763-58.9% |
| Participant deferral / active EE | $7,230 | $7,183+0.7% | $6,843+5.7% | $5,983+20.8% |
| Admin fee / account holder | $730 | $10,811-93.2% | $9,312-92.2% | $11,252-93.5% |