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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,251 | $45,872-45.0% | $77,100-67.2% | $68,490-63.1% |
| Participation rate | 100.0% | 55.9%+44.1pp | 67.9%+32.1pp | 67.9%+32.1pp |
| Annual return | -4.53% | 1.73%-6.3pp | 42.35%-46.9pp | -7.85%+3.3pp |
| Employer contribution / active EE | $6,452 | $1,650+291.1% | $2,815+129.2% | $2,597+148.5% |
| Participant deferral / active EE | $1,234 | $2,963-58.4% | $4,430-72.2% | $4,028-69.4% |
| Admin fee / account holder | $2,779 | $3,041-8.6% | $5,443-48.9% | $5,403-48.6% |