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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,806 | $138,312+87.8% | $122,979+111.3% | $155,188+67.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 14.92% | 22.06%-7.1pp | 20.12%-5.2pp | 148.84%-133.9pp |
| Employer contribution / active EE | $3,541 | $3,530+0.3% | $3,062+15.6% | $4,248-16.6% |
| Participant deferral / active EE | $7,117 | $5,592+27.3% | $5,003+42.3% | $6,531+9.0% |
| Admin fee / account holder | $1,932 | $15,089-87.2% | $12,864-85.0% | $14,480-86.7% |