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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,042 | $138,114-64.5% | $125,391-60.9% | $134,545-63.5% |
| Participation rate | 78.3% | 84.5%-6.2pp | 82.4%-4.1pp | 81.2%-3.0pp |
| Annual return | -22.63% | 750.88%-773.5pp | 572.41%-595.0pp | 418.37%-441.0pp |
| Employer contribution / active EE | $11,569 | $5,246+120.5% | $4,816+140.2% | $4,742+144.0% |
| Participant deferral / active EE | $6,900 | $7,801-11.6% | $7,448-7.4% | $6,401+7.8% |
| Admin fee / account holder | $6,959 | $11,570-39.9% | $10,009-30.5% | $11,431-39.1% |