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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,323 | $159,934-42.3% | $147,005-37.2% | $145,959-36.7% |
| Participation rate | 78.3% | 84.0%-5.7pp | 82.2%-3.9pp | 80.3%-2.0pp |
| Annual return | 19.18% | 98.24%-79.1pp | 418.76%-399.6pp | 561.95%-542.8pp |
| Employer contribution / active EE | $14,672 | $5,287+177.5% | $4,934+197.4% | $4,661+214.8% |
| Participant deferral / active EE | $8,869 | $8,427+5.2% | $8,070+9.9% | $6,689+32.6% |
| Admin fee / account holder | $845 | $15,053-94.4% | $13,006-93.5% | $13,398-93.7% |