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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,314 | $112,729-65.1% | $98,716-60.2% | $137,256-71.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.22% | 38.48%-29.3pp | 31.81%-22.6pp | 220.34%-211.1pp |
| Employer contribution / active EE | $3,949 | $2,725+44.9% | $2,279+73.3% | $4,156-5.0% |
| Participant deferral / active EE | $13,942 | $4,640+200.5% | $4,048+244.4% | $6,407+117.6% |
| Admin fee / account holder | $19,685 | $10,129+94.3% | $8,703+126.2% | $12,270+60.4% |