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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,506 | $165,381-62.8% | $149,730-58.9% | $158,966-61.3% |
| Participation rate | 88.9% | 84.6%+4.3pp | 82.5%+6.4pp | 82.0%+6.9pp |
| Annual return | 29.47% | 348.29%-318.8pp | 276.70%-247.2pp | 302.95%-273.5pp |
| Employer contribution / active EE | $10,800 | $5,104+111.6% | $4,645+132.5% | $4,762+126.8% |
| Participant deferral / active EE | $15,416 | $7,182+114.6% | $6,843+125.3% | $5,983+157.7% |
| Admin fee / account holder | $3,471 | $10,809-67.9% | $9,310-62.7% | $11,250-69.1% |