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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,387 | $109,359-90.5% | $162,185-93.6% | $72,976-85.8% |
| Participation rate | 68.6% | 84.3%-15.7pp | 87.6%-19.0pp | 69.5%-0.9pp |
| Annual return | 54.38% | 25.46%+28.9pp | 115.61%-61.2pp | 81.02%-26.6pp |
| Employer contribution / active EE | $1,593 | $3,907-59.2% | $5,613-71.6% | $2,440-34.7% |
| Participant deferral / active EE | $3,827 | $5,481-30.2% | $7,297-47.6% | $3,608+6.1% |
| Admin fee / account holder | $44 | $7,972-99.4% | $10,844-99.6% | $5,124-99.1% |