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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.2 years Service code 15 · EIN 23-1945930 | Recordkeeping | $11,703 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,398 | $101,539-24.8% | $147,041-48.0% | $74,400+2.7% |
| Participation rate | 99.3% | 75.5%+23.8pp | 82.2%+17.2pp | 67.2%+32.1pp |
| Annual return | 18.22% | 8740.84%-8722.6pp | 419.21%-401.0pp | 1367.51%-1349.3pp |
| Employer contribution / active EE | $7,816 | $3,811+105.1% | $4,935+58.4% | $2,624+197.8% |
| Participant deferral / active EE | $16,494 | $7,304+125.8% | $8,071+104.4% | $4,348+279.3% |
| Admin fee / account holder | $53 | $1,749-97.0% | $13,006-99.6% | $1,944-97.3% |