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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,003 | $175,257-58.3% | $149,717-51.2% | $139,456-47.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.87% | 166.70%-151.8pp | 134.41%-119.5pp | 373.45%-358.6pp |
| Employer contribution / active EE | $14,818 | $5,477+170.6% | $4,820+207.5% | $4,753+211.8% |
| Participant deferral / active EE | $10,311 | $6,521+58.1% | $5,682+81.5% | $6,711+53.6% |
| Admin fee / account holder | $752 | $16,156-95.3% | $13,213-94.3% | $11,407-93.4% |